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When is it okay to drop out of college?

Hey Folks, I've been in college for six years now and have dropped classes left and right. I had been consistent in the beginning and, of course, Covid had caused a bit of problems with consistency. Since that time, my grades slipped. I've dropped classes as well. I should have graduated two years ago however i've been working to survive since. I've got roughly 40k in student loan debt. each time I try and take classes again, I manage to for about two weeks and then after i have some random event in life come in and just ruin my motivation. (death, sickness, major change in lifestyle, etc.). I've been working in a career that was based upon my major and it is a decently comfortable and consistent job (IT), with some stress just due to the human interaction, however I do have issues with debt (working well to get out of but won't be completely out of non-student loan debt until 2025). I'd consider going back in about six or seven years depending on how life treats me, but is it worth cutting my losses, start paying back student loans, and focus on my job? If I do manage to take classes, i'll have about two years worth of classes to bust through but I'm not sure if I can push that much effort back out.

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