No no, that's a farse and a uniquely human construct. Name me even one other species of creature that utilizes anything even remotely similar to money to survive...
We don't need money to survive, we just submit ourselves to the government that orders us to use it.
Edit: I guess the downvoters don't understand any other way of life, like owning a piece of dirt you can live on and grow your own farm and survive self sufficiently...
And yeah it sucks, I'm not in a self sufficient area myself anymore, because government and corporations have taken that from most of us.
Other species don't need clean water, clothes, complex tools and growing food. This makes their life simpler yet limits their number and habitat.
Try to live in a village growing own food. It's a hard work, especially if you have cattles or other domestic animals. Villagers work from early morning to evening because there's a lot things to do. Living in a city is much easier.