So sometimes I'll ask questions in the sexually explicit category and ChatGPT gives me a warning of this could go against our community standards. This simply just feels like it's an AI that you can't just ask anything to with privacy.
It's a company, whatever you do needs to conform to the terms and conditions you accepted (without reading). So yeah, they can ban you if they feel like it.
Imagine yourself running a ChatGPT equivalent. Wouldn't you be tempted to record all the weird and dangerous stuff people ask just in case law enforcement pays a visit? A person can be a privacy advocate and fight for the cause, but a company has bills to pay and investors to please firsthand.