Numpty @ Numpty @lemmy.ca

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2 yr. ago

I haven't heard of this... took a look. There are two (Facebook) groups in the city I live in. I'd have to get a Facebook account to join. Hmmmm... will think about it. I've been avoiding Facebook since I disconnected from it a few years back.

Those used clothes are often more expensive than new.

My wife and I try to shop for clothes for our kids at places like Once Upon a Child. We find George (Walmart) brand clothing there with prices higher than buying new at the local Walmart. There's not a lot of incentive to recycle clothing when it's priced like that.

Value Village is picked clean... There are some "vintage" clothing stores nearby as well... they are shockingly expensive.

It's really difficult to try and recycle clothing and buy or source used clothing When it is priced at the same as or higher then brand new.

Son-of-a-bitch. I just searched with Google... and almost ALL my old comments are back. The user attribution is [deleted], but almost all the content of 13 or 14 years of comments has been restored. In a few cases, a top-level comment has not been restored, but everywhere in sub-comment conversations, I see my old content... content I know I explicitly deleted.

So, even though I explicitly deleted my contributions, they ignored and restored it. What an asshole move by the Reddit admins. And of course, now that my account has been deleted there's no way to follow up and re-remove all my contributions.

I wonder. Considering that the vast majority of my comments on Reddit were done while I lived in Europe if I can use GPRD and insist they remove it all.

I feel this so much. I own a property. I rented it out. I ran into that exact same lineup of expenses vs income you note here and... I ended up taking my house OFF the rental market. It's just not worth it.

I keep getting into these discussions with people who yell “It’s immoral to buy a house and rent it out. Landlords must provide housing for renters at a loss so I can have cheap housing” and then... "It's an investment and you as the owner must fund my low cost housing because you might earn equity in the property when you sell it in the future."

At 50% they can do $4129 for a $650k

That's a MASSIVE stretch for a typical family of 4 on your average income scenario, Once you factor in all the utils, maintenance... the $400 to $500/month property taxes, a $650/month car payment (an average family has a car payment)... and the incredibly high cost of food... they will be well over stretched at a 50%.

Stroads... Canada is FULL of them. I wish they'd design streets here like they do in the Netherlands. I lived there for years and it was awesome.

I did not know that. I was a kid in the 1970s/80s when the change came to the part of Canada I grew up in... and I remember it as a "too many trees chopped down" thing. Did some digging and... damn...

For me it's pretty much any FPS in solo mode. I don't enjoy the rage inducing behaviour of the NPCs that have perfect aim and can one-shot me from across the map... or that overwhelm me in a flood of mobs that double or triple the amount of ammo I can find. God mode all the way so I can enjoy the storyline and map design. I've played HL2 start to finish about 10 times.. on god mode and loved it. If I play it standard mode.. I will NEVER finish it. I don't have the time or the twitchyness left in my reactions (I'm old) to dedicate to mastering the millisecond response times.

I did the same with Black Mesa. It's a stunning re-imagination of the HL story. There's ZERO chance I'd have played it to the end without "help".

That said, I play other games in much harder modes... Civilization... Batteries not Included... Kill All Humans... and so on are played in at least "normal" mode.

MMORPGs... played as intended. No need for easy modes.

So I guess it depends a LOT on the game?

I'm old enough to remember that grocery store only had paper bags, and replaced them with plastic bags because we were using too much paper and it was killing all the trees.

Now we're back to paper bags...

So there's a chance then....

I used a Tampermonkey script called Reddit History Sanitiizer: https://greasyfork.org/en/scripts/23605-reddit-history-sanitizer/code

You can modify it to do what you want… Power Delete Suite works too. There’s a lot more out there, especially now.

13 years on Reddit. I was part of the Great Digg Exodus... now the Great Reddit Exodus.

I deleted all my comments on Reddit, all of my posts, and then toasted my user account just before the API deadline. Not looking back.

I tried 3 years ago. Wasn't possible. It's F only.

Edit. I was wrong. Turns out I CAN switch my oven to C. I didn't poke the settings enough.

I struggle with the same question. I'm trying to educate myself about the options... and it's damn difficult. Every option is a poor choice for different reasons. One party has a core platform that is completely out of touch with the public, the next relies on fingerpointing and provides zero solutions, and the third just parrots what people are thinking on many issues but does nothing more than grandstanding.

Sigh.

With the way things are, we end up voting for a party we dislike so that the party we feel is destructive to Canada doesn't win the election.... and then we end up dissatisfied with the results. It's pretty broken.

Watch your grocery shopping... it's incredibly frustrating and depressing. Everyday things like... say a flat of chicken breast from Save-On. Not so long ago that flat of meat was about $7-$8 for 1kg. Now you get 650g for $14. Every item you buy has dramatically reduced in size/weight and doubled in price.

Lived in the GVRD. Thought "this is way too expensive, everyone is saying Alberta is so much cheaper" so we put things in storage and went to Alberta. Six months in, we discovered...

• Car insurance in AB is 3 to 5 times what we were paying in BC and we get less coverage.
• Rents are only marginally lower than what we'd pay on a similar property in the Fraser Valley
• House prices were only marginally lower in the Calgary region vs where we bought in BC
• Winter in Alberta sucks big time

After six months we moved back to BC. The small difference in housing costs made so little impact to our monthly COL, that it wasn't worth it. We paid WAY more for car insurance and electricity - so much so that any savings we saw in housing costs were totally eclipsed by other expenses.

Talking.. sometimes. Actively doing the thing they talk about.. nope.

Any property that you put up for rent is actually treated as a business by the CRA.

• You pay higher property taxes on a rental.
• If you sell, and the property isn't your primary residence, you pay capital gains taxes.
• All rental income is taxed and you can't claim that rental income... you can claim interest paid one the mortgage, but it's not that much.
• There are incentives to maintain a single home when you're buying and selling... If you buy/sell your primary residence you don't pay capital gains taxes.

Should there be more taxing on second and more properties that are investment... maybe. If you increase the cost of ownership, that cost is placed on the renter. A property owner isn't in the game for fun and they aren't going to be willing to take a lot just for the benefit of a renter. It might put pressure on speculators to increase the taxes, but... It's not as 1:1 as people like to think.

That's not the discussion here though. It was about how the sharp rise in interest rates will flood the market with foreclosed homes... somehow making it magically affordable for people who couldn't afford a house at the low interest rates.

And now your family of four in your cramped apartment will be competing with a LOT more people for that same number of cramped spaces... supply/demand... it's going to hurt EVERYONE not just the overleveraged. Meanwhile corporate housing companies will be playing Scrooge McDuck.

That's pretty common for companies that don't have a payroll entity in a particular country. A lot of startups do this and slowly add payroll in countries that have a larger or growing number of employees.

There isn't much for fallout. You will have to set aside $$ for CRA - either prepay into your CRA account on a quarterly basis or put money aside each month in an account you NEVER touch until tax time. It's not too hard to guestimate your taxes owed.

You will have to keep all receipts - you can claim quite a lot as a contractor. I'd recommend also hiring an accountant. It won't cost you that much - maybe around $500 if you are organized and make things easy by tracking things in a spreadsheet or personal accounting program.

You typically won't get benefits... but most companies will top up a fixed amount per month to allow for what you'd usually get as an employee.