That's not how loans work for little people.... It totally is how loans work for oligarchs because the money they get from the loan provider is tax free so no income tax.
Observations:
20mph limit means most people drive below 30 in urban areas.
20mph might not be universal in UK but many many places I drive through over the border in Engerland have a 20 limit.
Most roads with a 20 limit have an average speed of... Stationary /walking pace anyway.
The mandatory 20 limit was proposed and supported by Welsh right of centre politicos who dropped it like a hot potato on implementation - it was was weaponised legislation used as a stick with which to beat the left of centre Welsh Government Assembly ruling party.
My commute of 16 miles each way, though mainly through urban areas, has about 500m of 20mph limit.... Commute time is unaffected. I'm all right Jack!
Over all I like the 20mph limit and the shouty loudmouths who don't have failed to engage critical thinking.
Err they do if you order online for collection - their staff pick your order and bring it out to you. You just park in a bay, check in and someone brings your shit.
Granted they, generally, don't carry your shit from the checkout to your car if you do the shopping...
You get ads with dogs cos the ad server knows you have dogs... I bet you regret that one time you didn't "reject all" cookies... Welcome to targeted advertising.
We, here in the UK, for all our faults, have waaaay fewer school shootings.... In fact way fewer shootings altogether (even when multiplied by ~5 for relative population size)
I have a small cluster running using Starwind for my vSAN. For me it's much cheaper than a hardware equivalent and is performant enough.
Oh and I haven't had a "stop work" issue with it in 8 years.
Somewhat remarkably it was OK performance-wise when sync/iSCSI traffic were running on 1Gb copper connections to spinning rust storage... Now I have 10Gb fibre between the hosts, coupled with nvme drives, and it's quite (comparatively) quick.
As with all things YMMV... But vSAN is the way for my use case.
We used to use virtual box on windows with an immutable hard disk to boot the environment with storage, for persistence, elsewhere (usb for example) if required. Just used standard ubuntu for the guest distro.
Once you shut down the VM the vhd reverts to as installed. It's a bit painful distributing the system but can be done.
You can prevent ordinary users messing with the immutable setting as well if that is a concern.
But only if its the woman who wants the divorce.... And then only if the man's income is above $1000000 otherwise they are poor and therefore should be in a labour camp/work for Amazon anyway. If they are same sex they go to the camp anyway.
Not sure if /s is appropriate cos I am a "right ponder" and don't know how close to the truth I am...
I thought it just copies old revisions of files into that shadow area
It just copies the deltas...
Backups can use vss to get a static image of the volume (deltas are written to the shadow area, which isn't backed up, whilst the backup is running) it's a little different for vhdx files on VMs but basically the same.
It's magic.... And often means that I don't have to restore lost files from backup, just view the old versions and grab a copy from there.
That's not how loans work for little people.... It totally is how loans work for oligarchs because the money they get from the loan provider is tax free so no income tax.