What is the best way to invest money for people you don't know?
What is the best way to invest money for people you don't know?
I was thinking how it would be cool to develop mobile games that uses the same hooks the pay-to-play ones use. But instead of it being revenue, that money is invested for the player and they get it back later when they're more lucid and less gambly.
So people who have addictions can scratch that itch like they normally would but it wouldn't wreck their finances. Most investing needs a lot of personal information which is too much to ask for I think. Storing their money like a bank is too much responsibility as well, when they buy credits or upgrades I'd want those funds going directly to the investment package. It could be too complicated of a problem to solve but I would have no qualms copying the popular loot box games and taking their customers away if the reward side could be easily set up.
You could probably replicate a lot of Skinner box psychology that game devs use to feed on gambling addictions, but then just replace the instant value of any prizes with time value of money. For example, you could make a slot machine game where if somebody wins, the game just buys a 5 year bond for them with equivalent return to what a slot machine would normally pay out instantly.
Without the instant payout, would it still feel the same?
Probably not, but if the bond's present value was equivalent to what the machine would have paid out, it's still a prize.
I really just want it to be as similar as possible. They can purchase the $5 loot box just like in a normal game. Get that excitement of opening it and getting rare items. But instead of throwing their money in an insatiable black hole it is wisely invested. Win/win
So you want a game dev to be paid by a player in exchange for some in-game reward, but then the game dev basically gifts the money back to the player? Because it's their money at that point in the transaction.