"Wow, Bill! I think that is going into the record books for the most interesting New York Stock Exchange opening line that anyone has ever used," said John. It really captured the moment on that day. The day we all knew was coming. The 'attack of the sea peoples' of the 21st century. It was the last day that bell would ring, the tickers and tapes went black as the last few grids went dark. None of us really knew the real conditions of humanity's house of cards, or which cornerstone collapsed for that matter. One thing was certain though, the collapse was sudden, very real, and life was much much harder.