You're viewing a single thread.
Save 15-25% of your income for retirement and future expenses, then spend the rest on whatever you want.
Spend 60% of your income on rent, then spend the rest on various other necessities and have nothing left over to save.
Welcome to modern Western society.
Excuse me sir, where is the crippling debt from not being able to afford any slight inconvenience?
Unfortunately. I can't hit it either, trying my best.
pay people enough to be able to first
Yes.
How do people not think of that, putting a quarter of your income away monthly, so obvious, I wonder why they don't do it
Also a "retirement" implies a functioning biosphere in which to retire, fat chance.
I don't think its easy, or reasonable. Part of my point is specifically that it's unattainable for most.
Ah, fair enough.
if i saved that high of a percentage i would not be able to heat house and eat
Yep, I can't make it myself either. I just shoot for it when I can.
gripping experiences such as: not being homeless, not starving