Counterpoint: Password Manager = One point of failure
Multiple Strong Passwords that have to be changed every 3 months even to sign on to your cornerstore rewards program without a password manager? Guess you're never accessing any account older than 3 months because you've forgotten th3 b1lli0n$ oF s+r0ng p4s5w0rds Y0u h4Ve cr3atEd!
Everyone talks about password managers these days, but isn't that telling the hackers exactly where to go to get all your passwords? Seems like a much higher chance of catastrophic failure to me if you have a single point of entry.
I've actually come up with a way to have a complex and unique password for each service which is also resilient againt forced password changes, doenst require a password manager, and if Im being tortured I still wont be able to tell them what it is because I dont know it unless Im at the login screen. If the service changes the layout of their login screen though, Im fucked.
I came up with a formula for my passwords - as easy to remember as a single password and makes a unique login for every site feasible without a password manager. Can be updated as often as you like and all you gotta do is remember the latest version of the formula. At the very least, the hashes will be different and it'd take someone having more than two of my passwords to figure out the pattern.
I also use over 100 email aliases with my own domain name so that my most important accounts have a separate login that isn't a common domain that wouldn't be easy for someone to guess.
It would take a lot of concentrated effort for someone to get at any of my important accounts, and even my less important ones would be pretty difficult to get into even if multiple accounts are compromised, due to using a smaller pool of aliases under common domains for less important accounts.
Someone got into half a dozen of my accounts a few years ago and I finally started taking security seriously.
I just use engine model codes and body series# with special characters. Most of them are not even from the same vehicle so I doubt any one can remember. Shit sometimes I even forget what engine I coded with a certain vehicle. And then I get the you "can't used the same password" which was enter previously to login.