Exactly my thinking for Horizon. These studios are pumping so much money into mechanics and graphics, I wish they would put similar resources into story and lore.
I wanted to bring up Horizon but I thought people would quibble over post apocalyptic vs fantasy. But really, if you're going to quibble about that then you're already blind to how beholden you are to fantasy tropes and are rejecting things that are genuinely new and different because they are different "wrong."