We don't need to get naked anymore (unless you want to)

Nicou-CIG pointed out that they fixed the issue that would have caused us to lose any equipped gear in the next major update.

Source:
https://robertsspaceindustries.com/spectrum/community/SC/forum/190048/thread/star-citizen-alpha-4-1-1-ptu-patch-notes-10/7934552

The 4.1.1 update should be coming very soon (likely within the next few days) since they are currently testing out release candidates on the PTU.