Revolut works very well, wish it was even more popular
It gets shittier and shittier with every change they introduce. Just recently I cancelled my Metal subscription, it was no longer delivering the value for the price.
Which is a shame, I was with Revolut since their beginning.
Wero is cool EU project but isn't supported by all banks yet. https://wero-wallet.eu/
This is the exact same process for a system already at work in my country, Portugal, which we call MBWay.
You can send, request, receive and even take money from your account, through an ATM, using it. It uses cellphone numbers to process the movements.