Real talk, every time I go home, my parents throw the word around everywhere (In their home. They suck, but aren't stupid). They justify it by saying "it's just a trashy person of any color". So I tell them to go ahead use it in public to see what the response is. I still don't think they've tried it. At least not in any circles that will get them in an ass whooping situation
I will not. Your parents are racist idiots. You are rewarding them with a visit. So they put money directly in your account or do they press cash into your palm?
Now then:
People have different definitions of rich/middle class. Depending on the person, let's use me as an example. I will buy a house with a loan soon. I'm not even close to middle class. In fact I think our parents were the last of the middle class.