I'll never understand how people can just spend money they don't have. Just don't use credit cards and use debit and spend only the money you have, no more debt by accident.
Anon isn't on the edge anymore, they flew right past, they're living in the deep dark abyss, periodically emerging back up covered in seashells and algae to file their tax returns.
He's pirating games and watching free porn; his online banking is just looking at the $0.17 in his account every single day, hoping that it will magically one day say it has millions in it, like what happens in Wanted.
Hacker: "Oh jeeze. Now I feel bad. Here, lemme deposit some of Jeff Bezo's money. I gotcha, fam."
You are still vulnerable to every kind of vulnerability in every program that processes a file you download. Particularly parsers (e.g. XML, images, PDFs,...) tend to have a lot of those over the years.