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"Investing in increasing earning potential" takes forms other than throwing money, including going to school, hiring trainers, or managing your physical and/or mental wellbeing. All things that would be precluded by the assumption of indolence UBI detractors try to stir up a panic about.
I agree of course, but the monopoly analogy falls apart because investing in Monopoly doesn't mean those things. It only means buying property
So what OP is saying is that UBI won't get rid of landlords
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