You learn plenty by breaking and reinstalling. I don't considering it an invalid option for a home user. I had to reinstall MacOS7/8 and Windows 95/98 so many times as a kid. Learned a lot doing it, sysadmin now 🤷♂️
Whenever we (Brother and I) broke our W95 install, it was a pretty high stakes race against the clock to get it to work as expected again, because if my dad got home from work and found out about the broken machine, there would be consequences (him being frustrated, us not allowed to play C&C red alert or Warcraft II)