The emergency room bill I can’t stop thinking about.
I'd like to know other non-US citizen's opinions on your health care system are when you read a story like this. I know there are worse places in the world to receive health care, and better. What runs through your heads when you have a medical emergency?
A little background on my question:
My son was having trouble breathing after having a cold for a couple of days and we needed to stop and take the time to see if our insurance would be accepted at the closest emergency room so we didn't end up with a huge bill (like 2000$-5000$). This was a pretty involved ~10 minute process of logging into our insurance carrier, and unsuccessfully finding the answer there. Then calling the hospital and having them tell us to look it up by scrolling through some links using the local search tool on their website. This gave me some serious pause, what if it was a real emergency, like the kind where you have no time to call and see if the closest hospital takes your insurance.
Been in both the healthcare systems of the US and several European healthcare systems for many years.
I honestly don't know why Americans accept their healthcare system. It's insane. Everyone's worried about healthcare all the time. People pay excessively out of pocket for almost no coverage. And God forbid you get sick. Not only will you have to deal with the illness, you're also staring down a possible bankruptcy.
Edit: In Europe, you just go to the emergency room or the doc or the hospital. No need to look up anything. In most places you have a small healthcare ID card that you show when you check in. Many systems don't have any co-pays or deductibles. You just go and done. Some systems have a small co-pay for hospital stays or other services. In Germany, the co-pay for a hospital stay is €10 per day with a max of €280 per calendar year. In Denmark, there are no co-pays or deductibles for any healthcare service except dental. In Germany, most dental services are included without co-pays.
If you're an EU citizen and you need medical care in a different EU country than where you reside, you have a special EU health card that gives you the right to the same healthcare services as a citizen of the country where you are seeking treatment.
If you're an EU citizen and you need medical care in a different EU country than where you reside, you have a special EU health card that gives you the right to the same healthcare services as a citizen of the country where you are seeking treatment.