pipes @ pipes @sh.itjust.works

celles-ci sont `pipes.sh`

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Joined

2 yr. ago

They were asking too many questions

Plus it's the perfect device to use offline (Calibre <3 Anna's Archive), aren't the dimished distractions one of the perks of an ereader?

Schlarmlicious

Lemmy instance checks out

The standard bank transfer takes at least a day as you said, but the instant one is regulated to take less than 10 seconds in total (in practice, it feels instant). Apparently introduced in 2017. I've had it on my home banking (app too) since then I think, but from my previous bank account they cost a whooping 7€, with my current bank the instant transfers are just as free as the normal ones so I use them all the time. I recently bought a used motorcycle within a morning thanks to this.

Wero itself is likely based on SEPA Instant Payments.

I was comparing them to the services used to send money to other people, but of course as you said the big thing we're still missing is a unified point of sale payment network in all of the eurozone, maybe Wero will be the one, in that case I'll be happy to use it, but IMHO we should have a standard public one based on SEPA Instant payments.

Wero is an added step on top, still much better than the competition, but they're currently a convenient alternative to bank transfers (for people who didn't discover the instant SEPA ones), and also as you noted unfortunately based on apps that run solely on American platforms. It's mentioned on their wikipedia page too. I'll keep an eye on them though, they could still work for me, we'll see.

Thanks, I'll wait to see when a FOSSy setup is possible, hopefully it'll be at least few years before I have to buy a car again 🏍️.

I can already send money instantly, for free, through SEPA without a singular private company earning a cut or tracking me.

A bank account is needed, but there are thousands to choose from, and in the EU by law they cannot refuse to open a basic account for a private EU citizen.

Why should we use Wero/Revolut/Venmo/whatever instead? Intercompatibility within just one network means another network effect, that does not look like a long term solution to me. Just like Telegram, though very convenient to use with a nice UI, is no solution to Whatsapp.

Wero seems to be solving the problem of copy-pasting our IBAN. What if any bank app would just recognise a standardised QR code with that data? Who would then subscribe to Wero with a phone number and email and risk getting scammed or blocked for any random reason?

At least most European banks are happy to cut out the American middlemen (Visa and Mastercard) since they're eating part of the cost, and we already have the infrastructure in place and working, it's called "instant SEPA bank transfer", most newer accounts offer it for free. The problem is the lack of political will to accelerate that indipendence and to stop hemorraging money (roughly 0.5% per transaction!)

Then as people learn to use it they'll hopefully also stop using Paypal (another American company) when sending money to someone, or getting tracked in general every single time they use their debit card.

Thank you this is useful, I never tried Android Auto, I run LOS+microg, does this require gapps? Does AAuto need internet access?

Hi thanks for the suggestion, do you mean they have a free trial or is there also a free tier that doesn't expire?

A software's website and docs are very telling, aren't they? It's like a cultural thing from the creators, some open source software will always be more business oriented, others are more helpful towards homelab /self-hosting users.

I love syncthing, so versatile. I don't backup the Aegis database with it only because my TOTPs are already in Keepass and because Aegis is backed up by Seedvault already (Lineageos)

Great suggestions all around.

I also avoid the cloud for this type of stuff (so no Bitwarden on someone else's server). All my disks are encrypted at rest, and I keep the TOTPs both in Keepass and in Aegis. Both are backed up on machines/disks I control (via Syncthing and Seedvault mostly)

Nice, good strategy

With all the low wattage usb chargers that all of us probably have at home my strategy is to only buy laptop chargers (so I can travel with just one) so usually minimum of 45W, for me ideally 65W (so 20V 3.25A) just because I have a few old thinkpads with the larger battery. A GAN 65W charger is as compact as an old 20W phone charger, look for example at the Anker Nano II which is the last one I bought.

Old school, I like it. Of course KeepassXC can also show the QR codes :)

I don't need it but I have to try this 😄 I've been using Delta chat for a while now but never tried any mini "apps", do you have any suggestion?

I use this, a couple of tips: set up a fingerprint unlock so you dont have to type a pin everytime; and I advise not to keep your TOTP codes only in a phone app, you can save them in KeepassXC on your pc for example.

Good point about the lack of visibility.. my usual fear is that every new requirement becomes an excuse to only make expensive and heavy, tall monstrosities, but a camera and screen are very cheap today so those are more than okay I guess, just like seatbelts and airbags.

Thanks good to know