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can I opt out of credit agencies?
  • It is important to note that while a FICO score is roughly equivalent to "trustworthiness", the three credit agency scores (Equifax, TransUnion, and Experian) are NOT meant to reflect your trustworthiness directly. Rather, they are specifically designed to inform lenders of your profitability for them.

    It's an important distinction because having a an outstanding payment history alone won't improve these scores, if you aren't utilizing available credit and maintaining some running balance with lenders.

    Basically, if you're just going to borrow money and never pay any interest on the loans, you aren't actually a source of profit and therefore aren't a desirable customer for lenders and creditors

  • UN votes 124-14 to strip Israel of right to self-defense in Gaza, West Bank
  • Because there is value in a large group speaking with a unified voice to say "this is wrong, and you need to know that the rest of us think it's wrong. Your behavior will affect the relationship you have with us all going forward". Direct intervention isn't the only form of consequence.

    Is it the best solution to the problem? No. Is it still worth doing? Yes.

  • Lutris dev has joined the Playtron project
  • Just a heads up, people should be wary of playtron to a degree: the CEO is a guy named Kirt McMaster. Anyone from the Android enthusiast community may know him as the guy who convinced the creator of CyanogenMod to incorporate (becoming Cyngn) and then drove the company into the ground chasing skinning and theming revenue, and wouldn't even allow the community to keep the cyanogen brand (they had to rebrand it to LineageOS)

    Kirt sucks. He's a terrible leader and a terrible businessperson. I'm sure there are plenty of great people involved in playtron but with him at the helm of the company I am not expecting it to end well

  • The Worst TV Show Finales
  • Honestly both surprised but not at all surprised that Promised Neverland is #2

    Surprised because it's an anime in the #2 spot. Not surprised because it is SUCH A BAD ENDING

  • The firearms subreddit is really unhinged
  • You'd also have pressure on firearms manufacturers and regulatory bodies because the insurance companies covering the owners would do everything in their power to shift blame away from their customers, so as to avoid paying out on the policies. Suddenly you have a lot of money behind preventing accidental discharge, etc

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    Latest polls ...
  • You're saying that the numbers displayed are indicating the % of polls that favor each candidate in that state, not the probability the candidate will win each state overall?

  • Which cheap mods can i make to my keyboard to make it quieter?
  • As suggested by the other commenter, o-rings are the best cheap solution.

    Another option that works if your keyboard has a hollow body is sound-dampening insulation inside the frame.

    I have a Kinesis Advantage that has a ton of negative space inside and simply putting some non-conductive foam inside the shell made a huge difference in the amount of noise it makes

  • What is the better game...The Legend of Zelda: Ocarina of Time or Final Fantasy VII?
  • You're correct on all fronts, but I guess what I would point out is that those design elements were a staple of the FF franchise long before 7. It was another turn based strategy role playing game in a series of turn based strategy role playing games. With OOT you had a real time action adventure franchise with a game using design elements you'd expect from....well, from a turn based strategy role playing game xD

    That's where I have issues with OOT in hindsight. It stumbled in executing on its own self-image, whereas FF7 did a better of job of understanding itself

  • What is the better game...The Legend of Zelda: Ocarina of Time or Final Fantasy VII?
  • OOT is objectively bad in hindsight, despite having played it like 20 times myself because of the place it holds in my memory as being something I'd never experienced before. Here's the argument: https://youtu.be/XOC3vixnj_0?si=xnuSdmY942tBQGpp

    FF7 has its flaws but IMO is a better designed game

  • Sorry if repost, my dad sent me
  • To my knowledge it wasn't his decision. It was Kathleen Kennedy. Poe was a favorite among kids and helped sell a boatload of X-Wing toys. He was seen as the "Han Solo of the sequels" and Disney execs all but forced Rian to give him screen time. They couldn't really reduce Rey's role so Finn got screwed

  • InitialsDiceBearhttps://github.com/dicebear/dicebearhttps://creativecommons.org/publicdomain/zero/1.0/„Initials” (https://github.com/dicebear/dicebear) by „DiceBear”, licensed under „CC0 1.0” (https://creativecommons.org/publicdomain/zero/1.0/)NE
    neatchee @lemmy.world
    Posts 3
    Comments 453