Please_Do_Not @ Please_Do_Not @lemm.ee

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445

Joined

1 yr. ago

Ah my mistake. Admittedly (and likely intentionally) a brief mention at 8 words within a 500-word piece, but I suppose better than not mentioning it at all. Thanks for highlighting that info and my glancing over its inclusion in the piece.

Notably not mentioned in the article because it doesn't lead into a convenient pitch for airpods

The "new" insights: lots of people experience it, and it is associated with exposure to loud noises. As has always been known.

Tha actual purpose of this piece: advertise Apple features related to audio/hearing.

Lol he was never anyone's favorite anything.

What about their blood and organs and anything it had recently eaten? How does 100% of it turn transparent

Definitely a shitpost and a whoosh

Evidence that thoughts and prayers really work

Reminds me of the Venetian Snares track with noises that are pictures of his cats run through a spectrograph in reverse

No kink shaming

Must have forgotten the name/address of that one person in Andorra

Now you bring this home, add some broth, a potato, baby, you've got a stew going.

Trampolines and a big chandelier

So many walks of life in one video.

(Literal walks, that is. Monty Python ministry style.)

You are cryogenically frozen eternally when at your healthiest

You'd find very few financial advisors or experts who would recommend putting your retirement portfolio entirely in gold.

Yes, exactly. I think that's what the post is highlighting...

As opposed to non-business MNBAs of course

No, the article is actually saying that people have not done this enough. Workers were better off when their employees did so for them and mandatorily (a pension system), and allowing folks to self manage how much they put away is what has led to 49% of folks within 10 years of retirement having nothing to retire on.

There are very safe ways to invest. Doing it poorly and a lot is a gamble; taking a little time to understand different investment vehicles and portfolios and the risks associated with each allows you to earn interest at literally any level of risk. An example, money market funds earned 5%-8% on 2023, and it is literally impossible for MMFs to go negative. Certified deposits offered up to 5.5% guaranteed returns. The benefit of pensions is that employees don't need to learn all that and make those choices in order to benefit from them.

I mean maybe, but 401ks almost always require you to set a target fund or indicate a preferred risk level just to set an account up. So unless the commenter went out of their way to not allow their 401k to be invested, it would almost certainly be invested in, at least/lowest risk, an interest bearing cash equivalent, like a MMF as you mentioned. And MMFs were crazy last year, some earning like 7% with essentially no risk and great liquidity.

Yeah the comment treats 401ks like they are checking accounts rather than investment accounts. Outside of a major recession, a 401k should outperform inflation. And if it grows at 5% (conservatively) during a 30-year career and then you happen to have to retire during a 2008-scale recession, you'll still have way more than your principal investment in there.