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943
Joined
2 yr. ago

  • They are upping the rates on their fixed rate deals ( 5.84% for the next two years for example).

    Because these rates can't be changed once agreed the banks forecast what they think the cost of their borrowing will be over the next two years (based on the central bank/gov interest rates) and set a customer facing rate that is competitive but will make them good money.

    They have been setting their rates with the assumption that the government set interest rates will fall sharply this year. That would mean they could give customers an interest rate that's lower than the current government rate now because in a years time the government rate will have fallen and the customer would still be paying the fixed (higher) rate they agreed. (Making the bank good money)

    However, inflation is proving more entrenched than expected and the government isn't reducing interest rates like expected. The banks are therefore not offering those lower interest deals to customers as they're not expecting to make it back later.

  • So this is that 90% of a factories CO2 emissions are not being captured by it's on site carbon capture facility. (Not that the carbon capture plant is releasing emissions).

    On my (quick) read of the article, I don't think it said why that was. Was the plant at capacity, or did it have headroom, but the CO2 was just not being effectively captured to be stored?

  • I tend to put 2 - 3 days worth of stuff in the fridge, then freeze the rest (if it's something reheatable)

    I then eat something else from the freezer for the rest of the week so I don't eat the same thing for a whole week.

  • How it generally works now is that the operators win a contract from the government to run a line for X years. They pay the government for that contract, then have (as a for profit company) to make enough money to make a profit on top of that. There are various rules though on the fare increases allowed (hah!) and the contracts generally include minimum service levels etc.

    The actual tracks and signals are run by network rail who are a state owned company that own most of the infrastructure (replaced Railtrack who were an actual public company that went bust!)

    The stations are managed as part of the operator contracts I believe? Unsure on their ownership.

    Because the operator's contracts are time limited the operators can change over time, when that happens though the rolling stock (trains) are generally transferred with that, either through being sold to the new operator or leased. (It's not like you can order a new fleet of trains and get them delivered on short notice!)

    My understanding is that labour is mostly going to take over the running of each contract as it runs out instead of buying them out. I assume they are then leasing the trains to avoid the up front expense of buying them all. As they won't be trying to make a profit it (should) be possible to run a cheaper service and could/should allow the lines to be run for the public good instead. (That's where people opinion of public ownership comes in)

    There are already some lines run like this as the operator went bust and it defaulted back to government control.

  • A policy! And I thought they were just campaigning on "we're not the Tories"!?

    This is more just confirming a rough policy they have had for ages right? Just let the contracts age out and take them over when they do?

    I do wonder if just allowing the operators to actually compete on the same lines might help though (within reason)

  • It's one of the slot in ones though right? so it doesn't really count - it effectively integrated.

  • Huh, that's supprisingly generous of them!

    I may be guilty of assuming things works the same everywhere

  • Most insurance policies will require that the insured trip begins in your home country. (Not that you bought it there) There was a news story about this recently.

    Can you not extend your initial insurance? I would really recommend having a chat with a person at one of the insurance companies.

  • The train guards are the ones who check the tickets, do the announcements etc. the drivers went on strike a few years ago (and maybe partially now too?) to stop them being fired. They can't run trains without them.

  • And working on stuff that never gets shipped/used is demoralising too. No product to be proud of making/maintaining etc.

  • Also remember - no computers and that all space access is through the spacing guild or whatever it's called.

    So control/timing is difficult and you would have to persuade (bribe) the spacing guild to support you. (Or have someone suicidal enough to do it manually. Could be set up manually with a timer I guess?

  • The budget cap brings them closer on track, and appears to be working well? If you exclude VES then the field is incredibly close as is.

  • If I'm traveling on trains/planes solo I wear a mask - every time I don't I then get ill 🤧 so it obviously works...

    I wear a fitness tracker and keep an eye on my heart rate, you can often tell if you are actually coming down with something VS just being tired by looking at how your HR changes with exertion. If your coming down with something, relax, keep warm and eat well etc.

  • I assume that if you created a Lemmy account and subscribed to all the kbin communities (magazines?) you were interested in that would mostly cover you? I think the federation works?

    Does Kbin have any other functionality there that wouldn't work?

  • I'm conflicted.

    it should make the team competition clearer at the back of the field, and maybe increase the on track competition a little further back.

    But if that's the goal, why not just give points back to 20th? We already extended it from either 6th or 8th didn't we? The only problem with that would be damaged cars continuing way off the pace to pick up the free point(s).

    You could put a limit where the points stop if your more than 2 laps behind? But then max would lap the field twice down to 5th or something 😆

  • What was this from? Did hulk overtake when ric got rear ended and then this was ric taking the place back? Or something different?

  • Wow-we that wheel in the gravel though

  • A 3.2 second pitstop for salbur - wow! 🤣

  • I assume there is loads of carbon and metal wheel rim over the track.

    • Was that tractor on track?