It seems to me that the EU is aiming for full control over the movement of money by introducing restrictions where no payment of 1-2k euros will go unnoticed.
That's why I believe the future belongs to cryptocurrencies, especially those that support transaction anonymity.
You are right, but on some centralized exchanges, the KYC process can be more time-consuming and carry more risks than spending 5-10 minutes to buy cryptocurrency through alternative methods.
Cool idea!