Yeah I'm just saying it's not always easy to strike the balance. I'm several times more open to risk than my grandparents were, but I'm willing to bet I'm much more risk averse than you are. I think we are all controlled by "fear" to a large extent because if we weren't, we wouldn't last long.
I've been thinking about quitting my job for years. But there are so many pluses to it that it's incredibly hard to go through with it. On the other hand, I'm a slave stuck inside most of my life. I haven't figured out how to quit my job without blowing up my path to a secure retirement. It's hard. Life's hard.
Well, that's easy. Just don't make your retirement dependent on your current situation. Go explore the world and find better ways and meet good souls. You probably randomly stumbled into your situation through a jobs website or hiring agency. Not exactly a life defining moment when you can do it again any other week but now with a backlog of experience.
There's a lot of better opportunities out there. And if you don't like them, you can always come back. But sometimes pulling the plug feels scary because you don't know what's going to happen, despite plug pullers always saying it was the best thing they did.
They will die sad, regretful, and unfulfilled, having believed that lie. This should haunt them now, but instead it's short-term "what if" scenarios looping in the mind that convinces them that their life's "too complicated right now". Your remark there is a classic example of what I was just saying, and you genuinely believe it to be so as well. My guess is you're in a comfortable rut right now, have thought about leaving it, but when you do you convince yourself that it's too risky and therefore not an option. Your fear has morphed into.anxiety. Remove from life the things that make you anxious, your house, your job, your partner, whatever, and you will be free and happy again.
So without knowing my circumstance, you claim to know the solution....
Curious, do you know of any jobs available for someone with only a bachelor's degree (not even in their field of work), that pay very well, and also keep next to zero tabs on employee's day to day, and also pay a large percentage of their employee's salary freely into a 401k, no matching required? Virtually no meetings and allows work from home. I keep my camera nearly off every day, and no one harasses me about it.
I don't know of an opportunity even close to this elsewhere. I had a coworker friend go from my employer to an enormous corporation where he likely tripled his salary. But his work life balance was garbage. He quit, and now he's coming back to my current company. I'm very lucky. I just also happen to be very bored. Boredom comes from a failure to properly entertain oneself, so this is largely on me.
Again, you're passing judgement as if there were one simple binary factor there aren't. You don't know me. I appreciate it if you truly are trying to help, but it's also a bit condescending and necessarily ignorant.
You kinda just described the majority of remote work jobs, which there are heaps. I don't know about 401Ks. I've never opted to live somewhere where I'm not legally taken care.of. Like now in Australia, all that's automatic by law. My employer pays an additional 17% of my salary into a retirement investment fund.
Friend just got bacl.from three.months in Japan. Wanted to see if he could do his job overseas without anyone realising and pulled it off with most people. Another's off to go surf in Portugal for a while and working out of a van. Another's just sold their house and touring Australia until they find a spot they like and move there. They're a marketing lead for some big company, no degree. I myself just finished an 18 month stint in a totally different city and just flew back every 4–6 weeks to say hi and see the gang. Oh and there's the one that plays golf every afternoon by himself because he logs on at 5am and gets work out of the way and free up his day. His work isn't even based in Australia. I know more, but they're just your.normal WFH jobs, one guy's seen his office once to pick up a laptop on day one two years ago lol.
So, yeah, there's a lot. I think that's the preferred market.
If it's not like this where you are, just leave for a place that's better living.
I've just shared with you people's experiences proving a common society... If you're not prepared to hear such things or you find people's experiences personally offensive, don't ask such things and certainly don't attack me for it. This is your problem, not mine or anyone else's. Feel free to continue addressing or ignoring it alone.
You weren't asked nor were you attacked. "Attacking" is not pointing out rudeness. You sound like a very privileged and ignorant person, completely unaware that 99% of people alive like you would kill for what you're pretending is standard.
Heh. My life has been anything but socially privileged and, yeah, I see that as a privilege. When you have nothing to lose, there's no fear holding you back, and you reap the rewards. This is why my friends are where they are and will drop everything they have, where others can't imagine it. Most people won't ever get to that level of what they have been taught is "success". But in truth, there's nothing more satisfying than closing a chapter, resetting to zero, and doing it all again somewhere new, something new, new experiences.
What you know as "privilege" and those you have been taught to be in it, all of it is a big disadvantage in life. The fuel of social and status anxiety fears, holding people back from living.
Point is, just start doing stuff. There's nothing to lose. It's all pointless. Take care of yourself and of others. Start by getting yourself out of such situations where a 401K is more valuable day by day than living. There are many places in the world where that's not a concern. You don't lose your skills, your knowledge, your experience, it only gets stronger. Realise that and things come so much easier and by your terms. It blow my mind that people will live in fear and distain of their job, not understanding that every day of those years they can be looking for new jobs and situations with the luxury of deciding to stay where they are or choosing to jump on something. Hundreds and hundreds and hundreds of days pass, but they never do even a basic free step because anxiety and fear wins.