Sounds like my wife's asshole cousin who has been in so many crashes and totaled so many cars at this point that he's had his license taken away and has to get around Indianapolis on a scooter. And he's in his 20s.
I remember the day at a family function when the roads were icy him bragging to us about how he made it down to the function doing 80 on icy roads and sliding around everywhere but didn't crash. Seriously, he was bragging about it as if it made him Mario Andretti.
His dad is a doctor, so I'm guessing he was paying that high insurance for quite some time, but no longer. His dad also bought him a Cadillac which, obviously, he totaled. I love his dad, he's my GP, but he has a big blind spot when it comes to his son.
The fact that his voice has two volume levels, secretly mutter something offensive and shout at the top of his lungs no matter how close he is to your ear, makes me hate even going to her family's functions.
I wouldn't put that past him either. And I hope he doesn't have any guns, but I have a feeling he does and I have a feeling he's pointed them at people as a "joke" before too.
I was actually surprised at how recent the bike infrastructure was in downtown Indianapolis so using a scooter to get around would not be bad in downtown at least.