If we are forced to patronize a bank, does that violate Art.20 of the UDHR?
Question about #humanRights— Article 20 of the #UDHR¹ states:
“① Everyone has the right to freedom of peaceful assembly and association.
② No one may be compelled to belong to an association.”
How does that apply in the context of forced banking? If a government forces you to enter the marketplace and register for a bank account, does that qualify as being compelled to belong to an association?
I'm not asking for the sake of argument but out of lack of knowledge and out of curiousity. What government forces a bank account requirement? In my understanding, at least in my country, it's not required for anything, it's just a major pain to not have an account.
I don’t quite recall the context I had in mind when I wrote that post 1 year ago, but Belgium (for example) has enacted a law that all suppliers must accept electronic payment. It’s not just shops or b2b situations. It all-encompassing including self-employed freelancers. Even someone who rents part of their home out must give the tenant the option to pay electronically.
Also in Belgium: employees and contractors can only accept cash payment if they happen to work in an industry where that is common. So if you’re not (e.g.) a domestic worker, receiving cash wages is generally banned. At the same time, no matter what the situation is, a cash transaction can never exceed €3k. Buying a house cannot involve 1 euro of cash, which is strictly banned from all real estate transactions.
Many water and utility companies refuse cash. So if you consider the right to housing to include a right to water and power, then those consumers are being forced to use a bank. But that’s not apparently government force.
No issue there.. I cross-posted it today to the human rights community (which I did not know about at the time I wrote the post), since my question still stands.