I totally agree with that conceptual knot: people who live precarious lives aren't going to make any risky moves because they live drenched in anxiety of ending down on the street. And it's patent that every advance in technology will benefit an handful of mega rich, and the trickle down economy was a bull****. (Very interesting about this is Varoufakis and his concept of techno feudalism).
Now, having said that: the only answer is political, the governments must build consistent safety nets to allow the growth of middle class, alleviate them the angst of turning into an army of homeless, so that when the basic needs are met: a house, cures and food, one can concentrate about how to plan and thrive in the future.
The only method is taxing the rich, the tragicomically rich.
https://digg.com/2020/this-scrolling-visualization-of-jeff-bezos-wealth-is-breaking-our-brains
Politicians don't give a fuck about the middle class though. To get rich after holding public office, you need to get in bed with the currently rich
Even if they are not completely corrupt: it's easier to talk to a couple of mega corp CEOs instead of those of thousands of small companies (who employ the most people in total). So policy will always favor large corps. And that's where the obscenely rich are.
Until people won't vote a socialist party things will go the way you've described.
People can't childishly complain about politicians when they have voted them.
In America, during the elections, a meager minority go to vote.
Until people won't become politically active, why should things change?
If you think any socialist politician would behave differently, you're just naive. Look at every socialist ever. Don't think they care about you just because they publish a good-sounding agenda.
Thinking that a politician is like a hero, someone who comes to save the world, that is rather naive. The politician must be checked and kept in line by his her base, his electorate.