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I want it all. Good graphics, good audio design, good music, good story, good gameplay. There aren’t many games that do everything right, but as a dude in his 40’s I don’t have that much time to play games either. There are enough games that tick all boxes to fill the limited time I do have.
Good graphics are relative to the era and hardware available. With my lack of interest in following GPU trends, especially their price trends, the retro revival shooters have been very kind to me. Dusk, Ion Fury and Amid Evil are all art in their design even if they don't overheat your card.
Just get the latest console every generation, you get the good graphics for a fraction of the price.
More then I feel like spending on games I'm not interested in.
Kind of depends on what genres you're interested in. For my taste (single player, story driven) most good games are PlayStation exclusive, at least on release. Sony absolutely has that market cornered.
The indie scene has plenty of single player, story driven shooters. Hell, it's what they excel. Plus, when they do cringe dialog, it's on purpose.