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They literally don't even have a product.
Then don't buy it.
(I'm tired of the oversimplification that gets voted to the top of any social media)
The in-network healthcare providers don't trust my employer's insurer. So much so, they require full payment up front. At this point, I don't know what in-network even means. I no longer buy it.
Yikes. I'm guessing that provider has had issues being paid by this insurer in the past?
I'm told being required to pre-pay is becoming more common in general, apparently as a reaction to insurance companies' new requirements that force a doctor to write follow up "approvals" for Rx's they've written. But this insurer was also recently sued by the federal gov for stealing from the insured.