What do working Americans fear more than death? Retirement.

I did the math not long ago. If I retired at 65, I would have enough money to live for a little bit and then starve in the streets. If I retired at 45, I would have enough money to live for a little bit and then starve in the streets.

The only difference was 20 years of drudgery.

Of course, there's always the "work until I die" option.

exactly. plenty of folks would love to retire at 50 if they could afford to and not to a jet set life but just to maintain food, shelter, and healthcare.