In 2003 I could have made a living selling subscriptions to 5-GB cloud storage that was tightly integrated into Windows.
I understand why Windows is trying to capture you into it's cloud ecosystem. Just saying that between M$, Apple, and Google you can do some robust backups, basically for free. And if you're worried about privacy, just encrypt.
I actually don't hate onedrive that much. I've used it for a while now and it's one of the best ways to just share a folder with some people very easily. And they can even use the desktop app and you can all have a cloud synced folder, it's really convenient for collaborating on projects. I know other things can do this, but few do it as seamlessly.
That said I'm trying pretty hard to ditch it because I hate how Microsoft are just making it the default behaviour without really making it apparent that all your documents just get uploaded to their servers. I hope proton drive gets the features I need soon,.