Can we all agree that whatever version of predictive text we have nowadays is crap, and has been for a long time?
I'm sick of random capitalisations mid sentence. I'm sick of common words being replaced by less common ones or even downright nonsense. I'm sick of it taking three attempts to successfully get the word I want. I swear it's been like this for five years or more. Can we have a better version yet, or at least the old one back?
I've switched to Gboard on Android back in the days, when it was the only one with proper multilingual features, and been using it ever since.
I've experienced the opposite: I actually found it rather more helpful than not, despite the occasional errors like you mentioned. But nowadays it's quite rare that it "mispredicts" a word. And what I've found extremely helpful is, that nowadays it doesn't only correct individual words, but it picks up other grammatical errors as well in the sentence. So it's working for me.
I've only ever used Gboard and I even turned off the predictive text and autocorrection features in the settings but it still changes words on me often.