I don't think much would happen if my girlfriend or my wife had access to my files.
I have a 40tb NAS that I store most of my /home directory on, so I can share it between my desktop/laptop/steam deck. The only local files are coding projects, games, or device specific configs. My wife has access to all of it, and has never said anything.
It's just sub directories like ~/Documents, etc. /home is just quicker, but I guess that's moot with this explanation. And yes, I have a very large Movie/TV collection.
V2 of the NAS will have 200tb for media, as well as an nvme array with a 40gigabit connection to my desktop. Still working out the specifics though.
Yeah, that's valid. I'm also a software engineer and work from home, so when I leave the house, I don't usually take any computers with me. I stare at those enough at home. :)