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Pretty easy to skip spots in line on foot, I'd just go right to the front.
I'd rather not piss off strangers and then stand directly in front of their cars. Some of them are not very stable.
Yea, several thousand tons death machines operated by angry hairless monkeys isn't my favorite either.
I guess you're probably fine if you have a clipboard and look like you're inspecting it while doing your transaction.This also works on constructions sites where no one wants to be involved with a clipboard.
My real question though is why the employee inside couldn't take care of whatever they needed done at an ATM.
There's a (global) trend to have actual bank branches cashless. It's purely a cost saving "innovation".
Having only a drive-through ATM is a little weird though.
That's why I'd stand to the side.